Sunday, January 23, 2011

How can you make some easy money from home?

Here are some easy ways to build up a little spending cash over time.  I have used all of these methods and can attest that they do work.

MYPOINTS

The very first site that I started using a little over a year ago and am still using is mypoints.com.  I've found that the easiest way to get points on this site is to sign up for the daily emails.  You can set up a separate email account and have your emails sent there so they don't clog up your inbox.  For each email you open and click the link on, you usually will get 5 points.  There is never any purchase required, and I usually click out of the screen while it is still loading and receive the points.  They will also send you survey opportunities.  These don't take very long, and you will get 10 points if you don't qualify and between 50 and up to 200 points if you do qualify.  In one year, I have had enough points to redeem for two $25 Walmart cards, a $25 Bass Pro Shop card, and a $10 Walgreen's card.  You can also earn points by doing your online shopping through participating mypoints merchants, but I've found the ebates to be a better payout than mypoints.

Additional info *1-24-11
I forgot to mention that there are coupons available on mypoints.  You will earn 10 points for every coupon that you redeem.  You also receive a 25 point bonus if you redeem 10 or more coupons in one month.

EBATES

On to ebates.com.  This is the site that I have started using whenever I want to do any online shopping.  Not only will it give you any online coupon codes available for that store, it also gives you a cashback bonus, paying out four times a year.  I signed up when they were offering a $5 cashback bonus, and they are offering this again right now.  To earn money through this site, search for the store you want to shop at, click on the store through ebates, and ebates will tell you how much you will earn (up to 25% cash back at some stores).  When pay day rolls around, your money is issued right into your paypal account or you can choose to have them send you a check.  My first cashback amount was $6.10, and my February payout is up to $18.98.

SWAGBUCKS

My new favorite search tool as of November is swagbucks.com.  Swagbucks rewards you with Amazon gift cards (AGCs).  Since November, I have earned $45 in AGCs.  This really helps when we need some diapers, because if you are in the Amazon mom club (free membership) you get free 2 day shipping and 30% off your diapers.  I usually only have to pay a few dollars when we do need to order diapers.  The easiest way to earn swagbucks is installing the tool bar.  When you go to visit the normal sites that you do every day, just type that site into the search part of the tool bar.  It's an extra step because you will have to choose your site from the google results, but some of the time you get rewarded with swagbucks.  I usually get between 6 and 11 swagbucks when I am randomly rewarded.  There are several others things that you can do on the swagbucks site to get more swagbucks, but searching with the toolbar is definitely the easiest.  They give you one swagbuck every day for using the toolbar as well.  For any of you gamers, there are free games that just got added on swagbucks that reward you with swagbucks randomly while you are playing, too.

Additional info *1-24-11
Swagbucks also offers coupons from coupons.com.  You will get 10 swagbucks for every coupon you print and redeem.

VIEWPOINTS

If you don't mind typing a paragraph with 900 characters (these are characters, not entire words) to write a review on a product, then you can sign up to become a member of viewpoints.com for free.  Right now they are offering an $11 amazon gift card for writing 11 reviews.  They did this back in December, giving $10 for 10 reviews, and I did receive the gift card.  It took me under an hour to write the reviews sitting on the couch in my living room, so that's some pretty easy work!  Here are some tips to help you get your 900 characters: Instead of calling the product "it", use the name of the product in each sentence.  Think of pros, cons, and why you have tried other brands besides this one. Are there good sales available, or good coupons available for the product? Do you wish it had a different price point? Does it work better than any other brand you have tried? Does it clean well, always get the stains out, smell good, etc.  They are only offering this to the first 20,000, so I wouldn't wait too long with this one.

PERKSTREET

Have you noticed any of the advertisements on the side of your facebook wall for perkstreet?  Dave Ramsey recommends perkstreet on his radio show all the time and he got me interested, so I checked it out at www.perkstreet.com.  We signed up in November and it took a few weeks to get all of our paperwork in since it's like applying for a credit card.  However, it is a debit card that rewards you for your purchases when you run it as a non pin purchase.  We received 5% cashback on all of our purchases for the first month, then 2% cashback on our purchases for the next two months, and if the balance in your account is under $5,000 after that, you earn 1% cashback on your purchases.  If you are able to keep your balance above $5,000 at the start of each day, you will always get 2% cashback.  There are some places that you can use your card at, such as The Gap, that will give you 5% cashback no matter how much is in your account.  We use the card for our groceries and gas purchases mostly, and we have received one $50 Visa giftcard and just ordered another $25 Visa giftcard.  We got free money for using our own money!  You can link the account directly to your banking account and transfer money online.  The max amount that you can transfer is $500 per month for the first three months.

BOOKSCOUTER

And lastly, if you have any textbooks and novels sitting around your home that are just gathering dust, then I suggest you go to www.bookscouter.com and type in your ISBN numbers found on the back of your books.  The site will then come up with a list of different internet companies who will purchase your books from you and even give you a free shipping label.  I found that Amazon offered the most for my books 90% of the time, and they pay you in Amazon credit.  The other companies that I used (textbooks.com, powells.com, moola4books.com, and sellbackyourbook.com) pay through paypal or send you a check.  I found about 20 books that were able to be sold and this got me just over $180.  Be aware that some companies require a minimum amount that you are selling back before you can send your books in with a free shipping label.  Some were $5, and some were $8 or $10.

This may sound like some work, but those of you readers who have been through or are going through Financial Peace know that even $5 extra rolls that debt snowball even faster.  Good luck, and do send me a message if you need more details on any of these things.

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